What’s the Best Travel Insurance for UK Solo Travellers?

Solo travellers face risks that couples or groups often avoid. If you become ill or injured, there is no one to assist with communication, transport or logistics. Your belongings may be more vulnerable, and trip delays or cancellations can be more expensive when you are covering all costs alone.

For solo female travellers, additional considerations include personal safety, emergency support and the ability to make quick changes if a situation feels unsafe.

The best travel insurance for solo travellers from the UK is designed to cover these scenarios without charging extra for unnecessary add-ons.

True Traveller – Best for Adventure-Focused Solo Travellers

True Traveller is one of the best travel insurance providers for independent and adventure-seeking UK travellers. Their policies are built with solo travel in mind, avoiding inflated pricing aimed at couples or families.

Key benefits include:

• Medical cover up to £10 million

• Generous baggage and valuables cover

• Over 100 adventure activities included at no extra cost

• 24/7 emergency assistance

  
  

Annual multi-trip policies start from around £55 for Europe and £145 worldwide, making True Traveller ideal for frequent solo travellers and solo women seeking active trips.

World Nomads – Best for Long-Term Solo Travel

World Nomads is a popular choice for backpackers and long-term solo travellers from the UK. A major advantage is the ability to buy or extend travel insurance while already abroad, perfect for flexible or open-ended trips.

Highlights include:

• Two cover levels (Standard and Explorer)

• Emergency medical and evacuation cover

• Cover for over 200 adventure activities

• Protection for electronics and gadgets

  
  

Policies typically cost £60–£150 per month, depending on destination and age.

Insure & Go – Best Value Annual Multi-Trip Insurance

Insure & Go offers some of the cheapest annual travel insurance policies for solo travellers in the UK. European annual cover can start from £40, with worldwide policies from around £90.

Benefits include:

• Personal liability cover

• Optional excess waiver

• 24/7 medical assistance with translation services

• Easy-to-use mobile app

  
  

This makes Insure & Go a strong option for solo travellers taking multiple trips each year.

Avanti – Best for High Medical Cover

Avanti Travel Insurance offers flexible policies with medical cover up to £15 million, ideal for solo travellers visiting countries with expensive healthcare systems.

Additional features include:

• Optional personal accident cover

• Comprehensive cruise insurance

• Strong ski and winter sports cover

  
  

Annual policies start from around £50 for Europe and £120 worldwide.

Staysure – Best Travel Insurance for Over-50s Solo Travellers

Staysure specialises in travel insurance for over-50s, including solo travellers with pre-existing medical conditions. Most policies have no upper age limit.

Key benefits:

• Fair medical screening

• High single-item baggage limits

• Strong cancellation cover

• Well-rated customer service

  
  

Ideal for mature solo travellers and retired women travelling independently.

Direct Travel – Best Budget-Friendly Cover

Direct Travel Insurance offers simple, affordable travel insurance with:

Key benefits:

• Medical cover up to £10 million

• Optional cruise, winter sports and business cover

• Annual policies from £35 (Europe) to £100 (worldwide)

  
  

A solid choice for budget-conscious solo travellers.

Columbus Direct – Best for Digital Nomads

Columbus Direct is well suited to digital nomads and working travellers, offering:

Key benefits:

• Business equipment and gadget cover

• Long-term policies up to 18 months

• Travel disruption and delay cover

  
  

Ideal for solo travellers combining work and travel.

ActionCover – Best for Adventure Sports Insurance

Key benefits:

ActionCover provides specialist insurance for high-risk adventure sports, including:

• Mountaineering and white-water rafting

• Paragliding and bungee jumping

• Off-piste skiing and glacier hiking

  
  

High medical and evacuation limits make it suitable for solo adventure travellers.

How to Choose the Best Travel Insurance for Solo Travellers

When comparing policies, solo travellers from the UK should prioritise:

• £5–10 million medical cover

• Emergency evacuation and repatriation

• Adequate baggage and gadget cover

• Personal liability protection

• Full trip cancellation and interruption cover

  
  

Solo travellers carry all costs themselves, so comprehensive cover is essential.

Travel Insurance for Solo UK Travellers

The best travel insurance for solo travellers from the UK balances affordability with strong medical, baggage and emergency support. Whether you choose True Traveller for adventure travel, World Nomads for flexibility, or Staysure for age-specific needs, the right policy allows you to travel confidently and independently.

For women travelling alone, travel insurance offers not just financial protection but peace of mind — ensuring professional help is available wherever your journey takes you.